If you need assistance, please call 928-774-3392

Nicole Cumbie
928-301-5845

FHA Financing for Manufactured Housing in Flagstaff

At Academy Mortgage, our mission is to deliver the dream of sustainable homeownership to as many individuals and families as possible. To accomplish this, we are continually adding to our portfolio of mortgage solutions to meet a wide variety of housing and financing needs.

Academy offers 30-year fixed-rate FHA Loans for manufactured homes, including new and existing properties. Shorter loan terms are also available.

Program Eligibility and Property Requirements Academy offers competitive FHA financing for manufactured housing, with down payments as low as 3.5%.

  • Now available on new manufactured homes and homes constructed on or after June 15, 1976.
  • Must be the first lien on the property.
  • Single- and double-wide manufactured housing units allowed.
  • Minimum credit score of 620.
  • Property must be classified and taxed as real estate to qualify.
  • Up to 96.5% financing for a primary residence.


If you are considering purchasing a manufactured home, contact me today for a customized solution for your financing needs. academymortgage.com


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Academy Mortgage’s FHA Manufactured Housing financing is not available on new manufactured homes. Loan Scenario: $200,000 loan amount; 3.5% down payment; $1,363.50/month (PITI); 30-year fixed 4.750% interest rate; 4.937% APR. The MI requirements may change if the homebuyer is putting down more than 3.5% or desires a term less than 30 years. . All mortgage products are subject to credit and property approval. Rates, program terms, and conditions are subject to change without notice. Not all products are available in all states or for all amounts. Additional conditions, qualifications, and restrictions may apply. This is not an offer for extension of credit or a commitment to lend. Please contact Academy Mortgage for more information. MAC119-1461557